Easy low credit loans online available instantly with us
Do you have to make a small renovation at home? Have you had an unexpected last minute and your salary does not allow you to solve it? Do you need quick money to prepare that special event that you have been planning for so long? No matter why you need a small injection of fast money, what matters is that with OneLoans you won’t have to worry.
The low credit loan from source: www.mandello.org is so fast that in just 10 minutes you will have your money in the account. In addition, if it is the first time you request a microcredit in this financial institution, your first loan of up to € 400 will cost you totally free if you pay it back within a maximum period of one month. Yes, as you hear it. You ask for your mini credit of € 400 and you will only have to pay back € 400, not one more euro.
This fast credit financial institution has very good valuations from its customers. This is due to its effectiveness and the benefits it brings to users. And the interest to be returned for your credit is the lowest in the market!
Types of credits in One Loan
To make it easy for you, in OneLoans in addition to having microcredits, they have three loan options for you. We review each of them:
- Microcredits If you only need a small amount of urgent money (for example, between € 50 and € 500 ) this process will take only a few minutes and you will have the money at the moment. The best thing about this option is that if it is the first time If you request a mini-loan, it will be totally free of commissions and interest if the amount you ask for is up to € 400. That is to say that 1 credit offers us free loans as long as the amount does not exceed € 400.
Of course, the repayment of your first loan will have to be made within 30 days, because if you return it after a month, you will have to pay the cost of the corresponding interest. This is the best way to get money fast and instantly!
- Personal loans. What do you need more than € 500? Nothing happens, because OneLoans offers you personal loans of larger amounts that are also delivered quickly. How much money can be requested? With this option, if you are a new customer you can only request up to € 1,500 to be returned within 12 months. On the other hand, if you are a customer you can request fast online credits of up to € 6,000 to be returned in 60 months.
The good thing about this type of credit is that, as is the case with OneLoans microcredits, you will not have to provide any type of guarantee, nor do unnecessary paperwork and nothing happens if you appear on the financial credit institution list (as long as your debt does not exceed € 1,000)
- Credits guaranteed by your car. Is the amount you need more than 1,500? Do you have a car under 10 years old? OneLoanso has thought of everything and also has at your disposal a type of loan through which you can request up to € 30,000.
But what is the requirement ? In this case you will need your car as a guarantee. But don’t worry, you won’t have to stop enjoying your vehicle.
So if you have a car that does not have too many kilometers, you can pawn and get up to 80% of its current market value. How can you do this procedure? You can go to one of the more than 20 points that 1 Credit has throughout Spain, to make your request.
What requirements do you need to request your microcredit?
Now that you know the types of loans you can get with OneLoans, you will surely be wondering, and the requirements that I have to meet? Do not worry, because we have thought of everything and have collected all the information about this financial institution for you. Take note of the requirements you need! To be over 18 years old.
- Reside anywhere in Spain.
- Have an identity document such as DNI or NIE.
- Have a bank account, email and mobile phone
- Not be registered in financial credit institution with a debt that exceeds € 1,000
How to ask for your fast loan with 1 Credit?
If you want to request a fast microcredit of up to € 500, you can do it from the comfort of your home. This way you will save long waits and unnecessary queues at the bank. What do you have to do to order it? You will only need to access the OneLoans website and follow the steps detailed therein. We’ll tell you then!
- Fill the form. In this first step you have to indicate the amount of money you need and the delivery period in which you can make the return of the micro-loan (maximum delivery period of 30 days in the case of credits of up to € 500).
You will also have to complete the form with your personal data (Full name, Identity document, Date of birth, Marital Status, Work status, Net monthly income, Next payment date…)
- Send a copy of the DNI or NIE and Bank account. Once you have completed the form and the financial institution has considered your credit request valid. The next step will be to send a color copy of your identity card (DNI or NIE) and a copy of your bank account summary, or a screenshot of your online account.
The last step will be to receive the money in your bank account. Now you can get your loan of € 400 instantly.
If you want to request your first microcredit with OneLoans now, you just have to enter here.
What interest rate do OneLoans microcredit have?
Is it the first time you ask for a loan in OneLoanso? Then you are in luck, because for you there will be no commissions or interest if you request an amount of up to € 400 and deliver it within 30 days.
What interests does 1 Credit have for regular customers? You are also in luck, because the interests of the microcredits of this financial institution are quite low. The interest rate is 15%, but to understand it better we will explain it with a simple example:
Imagine you ask for a quick credit of € 100 to be returned within 30 days. The interest on your credit would be € 20, the total amount to be paid of € 120.
To know the interest rate that your loan contains, remember that on the page of 1 Credit you have an online loan simulator that will help you know the total amount you have to pay back for your credit.